Posts tagged ‘planning’

Three things I will be trying

It’s still early in the year so it’s still about fresh starts and I decided to share with the fyah family a few things that I am going to try. I started thinking about this post as things I want to try but then getting a tattoo got crossed off the list so I am left with things I am going to try.

1) Audio books.

I know, I know, there is nothing like the feel of a paper back and I enjoy browsing my personal library and remembering when I read certain books. I am attached to my books and DO NOT LEND them to anyone for fear of not getting them back. Fast forward to 2012 and I just don’t have the time to commit to reading and enjoying books like I used to. I keep buying books and haven’t gotten around to reading them and it makes me sad. A good friend of mine told me that he was in the same dilemma until he started audio books, you listen while doing chores, in the car, at the gym and he gets through a book a month. I haven’t read a book a month since forever and would be happy with a book every three months. I actually downloaded Ayaan Hersi Ali’s Infidel (another paperback that                                                                 taunts me from my bookshelf) and I shall be loading it onto the phone tonight. I will let you know how it goes.

2) Agenda Keeping



Sounds simple right? Every year I get a brand new day planner and haul it around in my bag and  it becomes a place where I stash bills and paper and random phone numbers and does nothing to help me organise my life. I’m  really gonna try to check it daily and use it for reminders and meetings and birthdays and stuff.

3) Learn about caloric intake

Not in the stressful, depriving and annoying way, but to be knowledgeable about how food works as fuel for my body and all that good stuff.   I would like to know more about carbs and protein and fibre and aminos and sodium and all the other things they talk about on TV.  Trust, pizza will still be my favourite food and there is always cake in my fridge for a reason but  I was ashamed to realise that I know more about what fuels my car than what fuels my body. No bueno . As they say you only have one body so you better take care of it.  I wonder if I can figure out how many calories in a nice plate of ducuna, saltfish and chop-up.
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ATM Horror Stories

I had a nice cheery Things-I-heart-about-this-time-of-year post in my head but then I went to the ATM this morning and was immediately brought back to reality.

Shit is expensive, everything is expensive, no apparent rhyme or reason, just plain expensive. I generally try to watch my spending, I would get into a nice rhythm with a decent month end account balance and then something happens and I have to spend $800 of of the blue and my budget is shot to hell.

Usually that financial shock is usually a car or medical expense and and it is generally absorbed but this time around I went on vacation and spent ALL ( I mean ALL) my money. So now it’s the week before Christmas and I am looking at my ATM receipt in shock and horror.

I should get paid sometime this week ( all my fellow Caribbean civil service workers I know you feel me) so I will get stuff for the loved ones then but I will need to budget wisely for January. for reals.

This post was late because I actually downloaded a budget app for my phone and entered all the receipts I could find and I hope to track my spending for the next month or so. I wanna tally up every bottle of water and coffee and every other random little expense because I need to get my shit in order.

I will be 30 in less than a month and big things shall be poppin so I need to have some money so I can keep my swag sauce dripping 🙂 And by swag sauce I mean a down payment for a house 😀

Fyah family, I am hoping yall can encourage me, any software or financial websites or general good advice is welcomed.

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